Specialist Healthcare Finance Solutions

Securing the right finance is crucial for success in the care home sector. Montane Finance understand that healthcare businesses have unique funding requirements and challenges. With access to over 250 specialist lenders and decades of experience in healthcare finance, we provide tailored funding solutions that support your business objectives, whether you’re acquiring your first care home, expanding your portfolio, or refinancing existing facilities.

Our Approach to Care Home Finance

Beyond Funding

Successful healthcare finance requires a deep understanding of sector operations and regulatory dynamics.

Expert Approach

We combine financial analysis with practical healthcare sector knowledge for effective solutions.

Competitive Solutions

Our funding options are designed to be both competitive and sustainable for your business.

Sector-Focused Expertise

We ensure financial strategies align with the unique demands of the healthcare industry.

Steps to Secure Your Finance

Financial Assessment and Strategy

Our process begins with a comprehensive evaluation of your funding requirements:

  • Analysis of current financial position
  • Review of business plans and projections
  • Assessment of security position
  • Evaluation of funding options
  • Development of funding strategy
  • Review of existing banking relationships
  • Analysis of debt serviceability

Funding Solutions Available

We provide access to a wide range of funding options including:

  • Commercial Mortgages (Up to 75% LTV)
  • Asset Finance
  • Working Capital Facilities
  • Development Finance
  • Bridging Loans
  • Mezzanine Finance
  • Private Equity Investment
  • Sale and Leaseback Structures

Application and Placement

Our team manages the entire funding process:

  • Preparation of funding applications
  • Collection and verification of supporting documentation
  • Lender presentations and negotiations
  • Term sheet and offer management
  • Due diligence coordination
  • Legal process management
  • Completion coordination

Frequently Asked Questions (Faqs)
About care home finance

We assist with various financing solutions, including acquisition funding, refinancing, development loans, and working capital facilities tailored to the specific needs of care homes.

Our approach combines thorough financial analysis with a deep understanding of healthcare sector operations, ensuring funding options are competitive, sustainable, and aligned with your business goals.

Yes, we guide first-time buyers through the financing process, helping them prepare business plans, assess funding options, and secure the best solutions for their needs.

Yes, we help care home operators refinance existing loans to improve terms, reduce costs, or release capital for reinvestment and growth.

We consider your care home’s operational dynamics, financial performance, regulatory compliance, and long-term business objectives to find the most suitable financing options.

With extensive healthcare sector expertise and a strategic approach, we deliver tailored, competitive financing solutions that support the long-term success of your care home.

Client Success Stories

Our clients’ success is the true measure of our expertise. Here are some of their stories:

Montane Care Delivers Successful Sale of Longwood Lodge in Oldham

Montane Care is delighted to confirm the successful completion of the sale of Longwood Lodge a respected residential care home...

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A Strong Finish to 2025: Montane Care Completes Sale of Lyngate Residential Home

Montane Care is pleased to announce the successful completion of the sale of Lyngate Residential Home with the transaction completing...

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Catterall House in Garstang

Montane Care Completes Successful Sale of Catterall House in Garstang

Montane Care is delighted to announce the successful sale of Catterall House a respected and long-established care home in Garstang...

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Why Choose Montane Finance

Partner with us to benefit from:

Market Access

Relationships with over 250 specialist lenders

Sector Expertise

Deep understanding of care home operations and values

Competitive Terms

Access to market-leading rates and terms

Full Support

End-to-end application management

Speed

Efficient processing and decision-making

Experience

Proven track record in healthcare finance

Arrange a Consultation

Understanding your financing options is the first step toward achieving your business goals. Our consultation includes: